AGREEMENT BETWEEN USER AND CBG Inc. 
                     
                    The CBG Inc. Web Site is comprised of various Web pages operated by CBG Inc.. 
                    The CBG Inc. Web Site is offered to you conditional on your acceptance without modification
                    of the terms, conditions, and notices contained herein. Your use of the CBG Inc. Web
                    Site constitutes your agreement to all such terms, conditions, and notices. 
                     
                    MODIFICATION OF THESE TERMS OF USE 
                    CBG Inc. reserves the right to change the terms, conditions, and notices under which
                    the CBG Inc. Web Site is offered, including but not limited to the charges associated
                    with the use of the CBG Inc. Web Site. 
                     
                    LINKS TO THIRD PARTY SITES 
                    The CBG Inc. Web Site may contain links to other Web Sites ("Linked Sites").
                    The Linked Sites are not under the control of CBG Inc. and CBG Inc. is not responsible for
                    the contents of any Linked Site, including without limitation any link contained
                    in a Linked Site, or any changes or updates to a Linked Site. CBG Inc. is not responsible
                    for webcasting or any other form of transmission received from any Linked Site.
                    CBG Inc. is providing these links to you only as a convenience, and the inclusion of
                    any link does not imply endorsement by CBG Inc. of the site or any association with its
                    operators. 
                     
                    NO UNLAWFUL OR PROHIBITED USE 
                    As a condition of your use of the CBG Inc. Web Site, you warrant to CBG Inc. that you will
                    not use the CBG Inc. Web Site for any purpose that is unlawful or prohibited by these
                    terms, conditions, and notices. You may not use the CBG Inc. Web Site in any manner which
                    could damage, disable, overburden, or impair the CBG Inc. Web Site or interfere with
                    any other party's use and enjoyment of the CBG Inc. Web Site. You may not obtain
                    or attempt to obtain any materials or information through any means not intentionally
                    made available or provided for through the CBG Inc. Web Sites. 
                     
                    USE OF COMMUNICATION SERVICES 
                    The CBG Inc. Web Site may contain bulletin board services, chat areas, news groups, forums,
                    communities, personal web pages, calendars, and/or other message or communication
                    facilities designed to enable you to communicate with the public at large or with
                    a group (collectively, "Communication Services"), you agree to use the
                    Communication Services only to post, send and receive messages and material that
                    are proper and related to the particular Communication Service. By way of example,
                    and not as a limitation, you agree that when using a Communication Service, you
                    will not: 
                     
                    
                        - Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such
                            as rights of privacy and publicity) of others.
 
                            Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory,
                            infringing, obscene, indecent or unlawful topic, name, material or information. 
                         
                        - Upload files that contain software or other material protected by intellectual property
                            laws (or by rights of privacy of publicity) unless you own or control the rights
                            thereto or have received all necessary consents.
 
                         
                        - Upload files that contain viruses, corrupted files, or any other similar software
                            or programs that may damage the operation of another's computer.
 
                         
                        - Advertise or offer to sell or buy any goods or services for any business purpose,
                            unless such Communication Service specifically allows such messages.
 
                         
                        - Conduct or forward surveys, contests, pyramid schemes or chain letters.
 
                         
                        - Download any file posted by another user of a Communication Service that you know,
                            or reasonably should know, cannot be legally distributed in such manner.
 
                         
                        - Falsify or delete any author attributions, legal or other proper notices or proprietary
                            designations or labels of the origin or source of software or other material contained
                            in a file that is uploaded.
 
                         
                        - Restrict or inhibit any other user from using and enjoying the Communication Services.
 
                         
                        - Violate any code of conduct or other guidelines which may be applicable for any
                            particular Communication Service.
 
                         
                        - Harvest or otherwise collect information about others, including e-mail addresses,
                            without their consent.
 
                         
                        - Violate any applicable laws or regulations. 
 
                     
                    CBG Inc. has no obligation to monitor the Communication Services. However, CBG Inc. reserves
                    the right to review materials posted to a Communication Service and to remove any
                    materials in its sole discretion. CBG Inc. reserves the right to terminate your access
                    to any or all of the Communication Services at any time without notice for any reason
                    whatsoever. 
                     
                    CBG Inc. reserves the right at all times to disclose any information as necessary to
                    satisfy any applicable law, regulation, legal process or governmental request, or
                    to edit, refuse to post or to remove any information or materials, in whole or in
                    part, in CBG Inc.'s sole discretion. 
                     
                    Always use caution when giving out any personally identifying information about
                    yourself or your children in any Communication Service. CBG Inc. does not control or
                    endorse the content, messages or information found in any Communication Service
                    and, therefore, CBG Inc. specifically disclaims any liability with regard to the Communication
                    Services and any actions resulting from your participation in any Communication
                    Service. Managers and hosts are not authorized CBG Inc. spokespersons, and their views
                    do not necessarily reflect those of CBG Inc.. 
                     
                    Materials uploaded to a Communication Service may be subject to posted limitations
                    on usage, reproduction and/or dissemination. You are responsible for adhering to
                    such limitations if you download the materials. 
                     
                    MATERIALS PROVIDED TO CBG Inc. OR POSTED AT ANY CBG Inc. WEB SITE 
                    CBG Inc. does not claim ownership of the materials you provide to CBG Inc. (including feedback
                    and suggestions) or post, upload, input or submit to any CBG Inc. Web Site or its associated
                    services (collectively "Submissions"). However, by posting, uploading,
                    inputting, providing or submitting your Submission you are granting CBG Inc., its affiliated
                    companies and necessary sublicensees permission to use your Submission in connection
                    with the operation of their Internet businesses including, without limitation, the
                    rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce,
                    edit, translate and reformat your Submission; and to publish your name in connection
                    with your Submission. 
                     
                    No compensation will be paid with respect to the use of your Submission, as provided
                    herein. CBG Inc. is under no obligation to post or use any Submission you may provide
                    and may remove any Submission at any time in CBG Inc.'s sole discretion. 
                     
                    By posting, uploading, inputting, providing or submitting your Submission you warrant
                    and represent that you own or otherwise control all of the rights to your Submission
                    as described in this section including, without limitation, all the rights necessary
                    for you to provide, post, upload, input or submit the Submissions. 
                     
                    LIABILITY DISCLAIMER 
                    THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH
                    THE CBG Inc. WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY
                    ADDED TO THE INFORMATION HEREIN. CBG Inc. AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS
                    AND/OR CHANGES IN THE CBG Inc. WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE CBG Inc. WEB
                    SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS
                    AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED
                    TO YOUR SITUATION. 
                     
                    CBG Inc. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY,
                    AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES
                    AND RELATED GRAPHICS CONTAINED ON THE CBG Inc. WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM
                    EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES
                    AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION
                    OF ANY KIND. CBG Inc. AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS
                    WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS,
                    INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A
                    PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. 
                     
                    TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CBG Inc. AND/OR
                    ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL,
                    CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES
                    FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE
                    USE OR PERFORMANCE OF THE CBG Inc. WEB SITE, WITH THE DELAY OR INABILITY TO USE THE CBG Inc.
                    WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR
                    FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED
                    THROUGH THE CBG Inc. WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE CBG Inc. WEB SITE,
                    WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN
                    IF CBG Inc. OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE
                    SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY
                    FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
                    IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE CBG Inc. WEB SITE, OR WITH ANY OF THESE
                    TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE CBG Inc. WEB
                    SITE. 
                     
                    SERVICE CONTACT 
                     
                    TERMINATION/ACCESS RESTRICTION 
                     
                    CBG Inc. reserves the right, in its sole discretion, to terminate your access to the
                    CBG Inc. Web Site and the related services or any portion thereof at any time, without
                    notice. GENERAL To the maximum extent permitted by law, this agreement is governed
                    by the laws of the State of Ontario, Canada and you hereby consent to the exclusive
                    jurisdiction and venue of courts in Ontario, Canada in all disputes arising out
                    of or relating to the use of the CBG Inc. Web Site. Use of the CBG Inc. Web Site is unauthorized
                    in any jurisdiction that does not give effect to all provisions of these terms and
                    conditions, including without limitation this paragraph. You agree that no joint
                    venture, partnership, employment, or agency relationship exists between you and
                    CBG Inc. as a result of this agreement or use of the CBG Inc. Web Site. CBG Inc.'s performance
                    of this agreement is subject to existing laws and legal process, and nothing contained
                    in this agreement is in derogation of CBG Inc.'s right to comply with governmental,
                    court and law enforcement requests or requirements relating to your use of the CBG Inc.
                    Web Site or information provided to or gathered by CBG Inc. with respect to such use.
                    If any part of this agreement is determined to be invalid or unenforceable pursuant
                    to applicable law including, but not limited to, the warranty disclaimers and liability
                    limitations set forth above, then the invalid or unenforceable provision will be
                    deemed superseded by a valid, enforceable provision that most closely matches the
                    intent of the original provision and the remainder of the agreement shall continue
                    in effect. Unless otherwise specified herein, this agreement constitutes the entire
                    agreement between the user and CBG Inc. with respect to the CBG Inc. Web Site and it supersedes
                    all prior or contemporaneous communications and proposals, whether electronic, oral
                    or written, between the user and CBG Inc. with respect to the CBG Inc. Web Site. A printed
                    version of this agreement and of any notice given in electronic form shall be admissible
                    in judicial or administrative proceedings based upon or relating to this agreement
                    to the same extent an d subject to the same conditions as other business documents
                    and records originally generated and maintained in printed form. It is the express
                    wish to the parties that this agreement and all related documents be drawn up in
                    English. 
                     
                    COPYRIGHT AND TRADEMARK NOTICES: 
                    All contents of the CBG Inc. Web Site are: Copyright (c) 2013 CBG Inc. and/or its suppliers.
                    All rights reserved. 
                     
                    TRADEMARKS 
                    The names of actual companies and products mentioned herein may be the trademarks
                    of their respective owners. 
                     
                    The example companies, organizations, products, people and events depicted herein
                    are fictitious. No association with any real company, organization, product, person,
                    or event is intended or should be inferred. 
                     
                    Any rights not expressly granted herein are reserved.
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